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Additionally, clients for this kind of plan might have severe legal or criminal histories. It is essential to keep in mind that different providers supply a series of problem ages on their guaranteed problem policies as reduced as age 40 or as high as age 80 - burial insurance for the elderly. Some will certainly also provide higher face worths, approximately $40,000, and others will permit much better survivor benefit conditions by enhancing the rate of interest price with the return of premium or minimizing the number of years up until a complete death benefit is available